Privacy Policy

Effective Date: 04.15.2026

SavWorx (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use the SavWorx mobile application, website, and related services (collectively, the “Services”).

1. Information We Collect

We collect information to provide and improve our Services.

a. Personal Information

When you create an account or use SavWorx, we may collect:

• Full name
• Email address
• Phone number
• Account login credentials
• Profile preferences and goals

b. Financial Information

If you choose to link financial accounts, we may collect:

• Bank account and transaction data
• Account balances
• Spending activity and financial behavior

Important: SavWorx does not store your bank login credentials. Financial data is accessed through secure third-party providers.

c. Usage Data

We automatically collect:

• Device information (device type, OS, identifiers)
• IP address
• App usage behavior (features used, interactions)
• Log data and diagnostics

d. Cookies and Tracking Technologies

We may use cookies or similar technologies to:

• Maintain sessions
• Analyze usage trends
• Improve user experience

2. How We Use Your Information

We use your information to:

• Provide and operate the SavWorx platform
• Personalize goal-setting and financial insights
• Enable financial account integrations
• Improve app functionality and performance
• Communicate updates, alerts, and support messages
• Detect and prevent fraud, abuse, or security issues
• Comply with legal obligations

3. How We Share Information

We do not sell your personal data.

We may share information with:

a. Service Providers

Trusted third parties that help us operate the platform, including:

• Financial data aggregation providers (e.g., Plaid or similar)
• Cloud hosting services
• Analytics providers

b. Legal and Compliance

We may disclose information if required to:

• Comply with applicable laws or regulations
• Respond to legal requests or court orders
• Protect rights, safety, and security

c. Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred.

4. Data Security

We implement industry-standard safeguards, including:

• Encryption in transit and at rest
• Secure API integrations
• Access controls and authentication measures

Despite these measures, no system is completely secure. Use of the Services is at your own risk.

5. Data Retention

We retain your information only as long as necessary to:

• Provide the Services
• Meet legal and regulatory requirements
• Resolve disputes and enforce agreements

You may request deletion of your data at any time (see Section 8).

6. Your Privacy Rights

Depending on your location, you may have the right to:

• Access the personal data we hold about you
• Correct inaccurate data
• Delete your personal data
• Restrict or object to certain processing
• Request data portability

To exercise your rights, contact us at: [Insert Contact Email]

7. Third-Party Services

SavWorx may integrate with third-party services (e.g., financial institutions). These providers have their own privacy policies, and we are not responsible for their practices.

8. Account Deletion

You may delete your account at any time by:

• Using in-app settings (if available), or
• Contacting us at [Insert Contact Email]

Upon deletion, your personal data will be removed or anonymized, subject to legal obligations.

9. Children’s Privacy

SavWorx is not intended for individuals under 18 years old.
We do not knowingly collect personal information from minors. If we become aware of such data, we will delete it.

10. International Users

If you access the Services from outside the United States, your information may be transferred and processed in the U.S. or other jurisdictions with different data protection laws.

11. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be reflected by the “Effective Date” above. Continued use of the Services constitutes acceptance of the updated policy.

12. Contact Us

If you have questions about this Privacy Policy, contact:

SavWorx
Email: info@savworx.com
Website: https://savworx.com/